Deposit Accounts | FDIC.gov
Other Services Deposit Accounts May Offer. Typically, banks offer a number of services with their deposit accounts. Depending on the institution, these may include: Check cashing – This is …
(6) Overdrafts in deposit accounts. Overdrafts are to be reported as loans in Schedule RC-C and not as negative deposits. Overdrafts in one or more transaction accounts within a group of …
Apr 1, 2024 · y Demand deposit accounts (“DDAs”) y Negotiable order of withdrawal (“NOW”) accounts y Money market deposit accounts (“MMDAs”) y Passbook and statement savings …
publishing information on interest rates and other features of deposit accounts), the listing service is a deposit broker, and the deposits would be brokered. In determining whether a particular …
Brokered Deposits | FDIC.gov
Apr 1, 2021 · Section 29 of the Federal Deposit Insurance Act restricts institutions that are less than well capitalized from accepting brokered deposits, although institutions that are …
Fiduciary Accounts Page | 122 FIDUCIARY ACCOUNTS (12 C.F.R § 330.5; 12 C.F.R. § 330.7) I. Definition . Fiduciary accounts are deposit accounts established by a person or entity for the …
This chapter provides a detailed discussion of the FDIC's deposit insurance coverage rules and requirements for each of the following ownership categories: • Single accounts —12 C.F.R. § …
Pass-through Deposit Insurance Coverage | FDIC.gov
May 29, 2024 · Pass-through Deposit Insurance Coverage (12 C.F.R. § 330.5; 12 C.F.R. § 330.7) View Trust Accounts as a PDF. I. Definition “Pass-through” deposit insurance is a method of …
Deposit Insurance | FDIC.gov
Large and small banks across the country offer deposit accounts backed by FDIC deposit insurance. Coverage is automatic when you open one of these types of accounts at an FDIC …
5. [As of 7/6/2021] Under the “matchmaking definition,” when does a third party have access to a bank’s “target deposit-balance objectives”? A third party has access to a bank’s “target deposit …