Martin Lewis's free site saves you money. Beat the system on credit cards, shopping, special offers, mortgages, council tax, interest rate payments, freebies, loans, loopholes, best buys. Compare, read, discuss and be a Money Saving Expert.

Jun 28, 2018 · Our banking and savings section takes you through all you need to know whatever you are looking to do with your money. There are various types of bank accounts and we have guides on everything from current accounts with switch offers or other incentives, to student accounts, app-based accounts and packaged accounts, and help you decide which is best for …

How this site works. We think it's important you understand the strengths and limitations of the site. We're a journalistic website and aim to provide the best MoneySaving guides, tips, tools and techniques, but can't guarantee to be perfect, so do note you use the information at your own risk and we can't accept liability if things go wrong.

2 days ago · Savings interest will be paid to you tax-free and most savers won't pay any tax on the interest they earn. Basic-rate taxpayers can earn £1,000 a year in interest tax-free, and higher-rate taxpayers £500, because of the personal savings allowance.. As rates have risen, you'd need around £20,000 in savings to reach this allowance, and soon have to pay tax, as a …

Jan 16, 2025 · MoneySavingExpert.com founder Martin Lewis explains in the latest episode of ITV's The Martin Lewis Money Show Live that you can typically save 7% straight away by locking onto a fix now and protect yourself from future hikes for 16 months.

2 days ago · Get tax free interest on savings of up to £20,000. Martin Lewis compares the best ISA rates in our top picks cash ISA guide to get the most from your savings.

Jul 4, 2018 · Use our mortgage best-buy tool to help you with everything from remortgaging, moving and buying your first home with Martin Lewis & MoneySavingExpert.

3 days ago · A current account is a type of bank account used for everyday banking which keeps your money secure and helps you manage your finances. It gives you an easy way to make payments to others (for example, standing orders and Direct Debits) and have people pay you (for example, your employer).

Dec 17, 2024 · You can put up to £20,000 in to a stocks & shares ISA each year, but this limit's lowered if you're also paying in to other types of ISA. ISA rules tend to dictate how much you can deposit, which say you can save up to £20,000 tax free in ISAs each tax year.

2 days ago · Yet EDF's Simply Tracker Extra tariff is essentially the Price Cap but with lower standing charges, and is 6% cheaper on average.. Similarly, E.on's Pledge tariff, open to all on Direct Debit is basically a 3% cheaper Price Cap, so compared to that it'd need to be at least 1% less than January's Cap. We've full details of the current deals below. You can use our Cheap …