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Deposit Insurance | FDIC.gov
FDIC deposit insurance protects money you hold at an FDIC-insured bank in traditional deposit accounts like: Checking Accounts, Savings Accounts, Money Market Deposit Accounts (MMDAs), and; Certificates of Deposit (CDs). Coverage is automatic when you open one of these types of accounts at an FDIC-insured bank. Learn more about what’s covered:
Your Insured Deposits | FDIC.gov
Your Insured Deposits describes Federal Deposit Insurance Corporation (FDIC) deposit insurance coverage for the most common accounts offered to consumers. Additional information about deposit insurance is available on the FDIC public website, www.fdic.gov , including Deposit Insurance at a Glance .
Understanding Deposit Insurance | FDIC.gov
FDIC deposit insurance protects your money in deposit accounts at FDIC-insured banks in the event of a bank failure. Since the FDIC was founded in 1933, no depositor has lost a penny of FDIC-insured funds.
Your Insured Deposits describes Federal Deposit Insurance Corporation (FDIC) deposit insurance coverage for the most common accounts ofered to consumers. Additional information about deposit insurance is available on the FDIC public website, www.fdic.gov, including Deposit Insurance at a Glance. If you have questions about your coverage, you
Deposit Accounts | FDIC.gov
One of the most significant benefits of owning a deposit account at an FDIC-insured financial institution is deposit insurance, which protects your deposits in the unlikely event of a bank failure. Not all accounts and products offered by financial institutions are eligible for deposit insurance.
Deposit Insurance At A Glance | FDIC.gov
FDIC insurance coverage is automatic when you open a deposit account at an FDIC-insured bank. You can confirm that your bank is insured by searching for it in the BankFind tool available on our website at www.fdic.gov or you can call the FDIC at 1-877-ASK-FDIC (1-877-275-3342).
Deposit Insurance at a Glance | FDIC.gov
FDIC deposit insurance covers the balance of each depositor's account, dollar-for-dollar, up to the insurance limit, including principal and any accrued interest through the date of the insured bank's closing.
Are My Deposit Accounts Insured by the FDIC?
Dec 12, 2024 · FDIC insurance covers traditional deposit accounts, and depositors do not need to apply for FDIC insurance. Coverage is automatic whenever a deposit account is opened at an FDIC-insured bank or financial institution.
What does FDIC deposit insurance cover? FDIC insurance covers all types of deposits received at an insured bank, including deposits in checking, NOW, and savings accounts, money market deposit accounts, and time deposits such as certificates of deposit (CDs). FDIC deposit insurance covers the balance of each
FDIC: Electronic Deposit Insurance Estimator (EDIE)
Apr 1, 2024 · EDIE lets consumers and bankers know, on a per-bank basis, how the insurance rules and limits apply to a depositor's specific group of deposit accounts—what's insured and what portion (if any) exceeds coverage limits at that bank. EDIE also allows the user to print the report for their records.