Jul. 29, 2025 – Rates Stand Still
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Mortgage rates today, July 29: 30-year fixed at 6.625%, 15-year fixed at 5.75%. Explore current rates, tips to save, and market insights.
8hon MSN
Even while the Fed left its benchmark rate unchanged, many consumer rates have fluctuated over the first half of the year.
It's something that has a big impact on homebuyers: mortgage rates. When mortgage rates go up, it becomes more expensive to borrow. In some cases, they can price buyers out of the market and cause monthly payments to go up for those who can still afford to purchase a home.
Missing a mortgage payment can have detrimental consequences such as foreclosure. In addition, this can also affect your credit score.
First-time buyers struggle with high home prices and mortgage rates near 25-year highs. Assumable VA loans offer one option for lower interest costs.
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Both HELOC and home equity loan interest rates fell again last week. Here's what potential borrowers should do next.
The Federal Reserve has stayed the course, stalling rate cuts as they wait to see the impact of President Donald Trump’s Tariffs. Vivian Gueler, CFO of Pacific Trust Group, spoke about mortgage rate expectations for the coming year.