Emergency funds should be held outside of tax-sheltered wrappers and include highly liquid investments like bank savings accounts, money market accounts, and so on. 2. Low-risk assets in taxable ...

Katherine Peach is a well-caffeinated, Brooklyn-based writer, who focuses on all things coffee for CNET. Peach's reviews and writing have appeared in Tasting Table, Mashed, LAist, Yahoo Life, MSN ...