Withdrawing money from your IRA before age 75 does not count toward your RMD because you’re not required to withdraw funds ...

Because a Roth is funded with after-tax dollars, you don't have to pay taxes on the money again when you make withdrawals in ...

Carol explained that she had rolled a 401(k) from a former job into a traditional IRA. Later, she began contributing to that IRA with after-tax money — without realizing that, unlike a Roth IRA ...

An IRA is a tax-advantaged investment account that you can use to save for retirement. Technically, IRA stands for Individual ...

Range explores how a backdoor Roth IRA works, why it’s valuable for high-net-worth households, and the specific steps and tax ...

Cash values that have built up in your whole life insurance or variable universal life insurance policy can be another decent ...

Why You Can't Just Withdraw the After-Tax Portion Orman emphasized that the IRS doesn't allow you to pull out only your after-tax contributions from a traditional IRA. "All future distributions ...

But unlike a traditional IRA, where withdrawn funds are taxed, a Roth IRA allows investors to withdraw funds tax-free. Below, we take a closer look at a broad-based stock fund and a broad-based ...

The key differences that make a Roth IRA stand out, however, include limits on who can contribute and the ability to withdraw your earnings in retirement tax-free (see our FAQs for more details).