Not everyone, of course, can afford to invest $500 a year for each of their kids, but even a $100 annual investment turns into $3,745.02 after 18 years, almost $12,000 at 33 or $110,000 at 62 ...

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Staten Island, New York bodega manager Wail Alselwi, who goes by "Island Ock" on TikTok, gives kids free food in exchange for good grades on their report cards.