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Honestly, the only time you should regularly use neutral is if you need to push or tow a car. Say you get stuck in the mud and another vehicle needs to pull you out, that's a great use case for ...
But modern economies can’t run on cash alone. We need wires to send big amounts when we buy houses or companies. We use credit cards when we don’t want to carry cash or when we're reserving ...
Every automatic transmission car has a neutral gear, but you won't find yourself using it very often. Here's when you should (and shouldn't) shift to neutral.