That’s why, with interest rates lower than they’ve been in years, many consumers are looking to buy a home or refinance their student loans. So if you’re a prospective home buyer and a ...

I’m torn: Should I refinance my 8% mortgage to 7% with $2k in closing costs or stick with my current loan? Puttachat Kumkrong / Shutterstock.com. Christy Bieber. Published: March 28, 2025 12:22 pm.