CNBC Select breaks down the steps young consumers can take to begin their credit-building journey and recommends ... even if your credit is far from ideal or you're new to it.

However, when building credit, it’s wise to aim for a credit utilization of under 30%. On a card with a credit limit of $500, your ideal credit usage should be less than $150 each month.

Key factors that make a credit card ideal for poor credit scores in 2025 ... Experian and TransUnion — which is essential for building your credit score. The best credit cards for people with ...

As a credit-building product with no gimmicks or excessive fees, this card rises to the occasion for people with no credit history. You can earn cash-back rewards, too. This is a best-in-class ...

For credit building at minimal cost ... The Indigo Card isn't ideal for anyone. It's one of the few credit cards available to ...

It's often difficult to find an unsecured credit card that accepts applicants with less-than-ideal credit scores, making the *Spark 1% Classic stand out.

Those with less-than-ideal credit scores may not qualify for ... How the Total Visa Credit Card compares to other cards for building credit Total Visa Credit Card vs. Petal® 1 “No Annual ...

This is ideal for consumers who don't want to provide ... The Perpay Credit Card acts like a credit-building product, allowing consumers with low credit scores a higher chance of approval.