We have bi-weekly "money dates" to make sure we're on track with our plan. Courtesy of Viviana Vazquez My advice for couples thinking about combining (or separating) finances 1. Talk early and often.

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Share or comment on this article: How much does a comfortable retirement cost? New figures reveal what YOU need - and what you'd get 79 Oldest Best rated Worst rated View all ...

That doesn't sound like a big shift, but bear in mind we're only talking about 19 people total. More strikingly, there's still a substantial contingent that does foresee cuts.