Analysts believe a modest drop in mortgage rates could prove to be a "magic bullet" for the U.S. housing market.

As the Fed prepares for its July policy meeting, markets, households, and politicians await a pivotal interest rate decision with nationwide impact.

Homebuyers are tapping into more creative ways to buy a house or asking family for help with affordability.

Mortgage rates remain high, leaving homebuyers weighing whether to act now or wait for potential relief. Melissa Cohn, regional vice president at William Raveis Mortgage, explains how Federal Reserve signals,

Everyone’s waiting for the Fed to cut rates—but will mortgage rates even fall when it happens? Here’s what homebuyers should know before banking on a drop that may never come.

Since mortgage rates are highly sensitive to fiscal policy and supply chain shocks, a global trade war could impact their direction. For example, if the official inflation rate does increase due to tariff-induced price hikes, the Fed could further postpone rate cuts, and mortgage rates could increase.