DEAR MISS MANNERS: My husband believes that when we receive a single, indivisible gift intended for us as a couple (such as a platter, restaurant gift card or other anniversary gift) or a shared ...

CNBC Select explains what happens when you miss a credit card payment, the fees you may incur, the effect on your credit score and how to prevent late payments.

DEAR MISS MANNERS: My husband believes that when we receive a single, indivisible gift intended for us as a couple (such as a platter, restaurant gift card or other anniversary gift) or a shared ...