Use what you have, do what you can do, and strategize and plan using Signal instead of Facebook. Think about what you want to achieve and how you can achieve it.

Struggling with debt can feel overwhelming, but you may already have the tools you need to tackle it head-on. Discover More: 6 Things the Middle Class Should Sell To Build Their Savings Read Next ...

LEO (July 23-Aug. 22): Consider how to get the most out of your day. Consider how to use what you have to your advantage and to rid yourself of what you no longer use or need.