The average annual cost of a $500,000 universal life insurance policy for a 40-year-old applicant in excellent health is about $3,101 for a man and $2,698 for a woman, according to data from Covr ...

Permanent life insurance lasts until death and can build cash value over time, with some significant tax benefits. But it isn’t right for everyone.

Nationwide is the best life insurance company with living benefits, according to Investopedia research. Columbus, Assurity, and Penn Mutual also made our list based on accelerated death benefit riders ...

Indexed universal life insurance (IUL) policies invest the cash value in stock market index funds, such as the Nasdaq or S&P 500, rather than in a money market like a regular universal life policy.

Inflation affects many areas of modern life, including life insurance. We discuss how it affects life insurance and what you ...

As a form of permanent life insurance, variable universal life (VUL) offers two things. First, it pays a death benefit to the policyholder’s beneficiaries.

Minnesota Life offers term and permanent life insurance options, but it lacks its own website and has little information available online through its parent company Securian Financial’s website. Read ...

Indexed universal life insurance (IUL) is a type of permanent life insurance designed for people who want lifelong coverage, adjustable premium payments and the ability to choose how their policy ...

Universal life insurance is a type of permanent life insurance that allows you to adjust your premium payment amounts. Here’s all you need to know about it.

Universal life insurance: Provides premium and death benefit flexibility to accommodate changing financial circumstances, allowing you to adjust your coverage if your needs change throughout the ...

Penn Mutual’s life insurance options are designed to provide solutions for income planning, estate planning, retirement planning and business succession. As a mutual company, Penn Mutual is ...

Guardian is one of the best companies for universal life insurance shoppers, according to a Forbes Advisor analysis. In addition to universal life, Guardian also offers term and whole life ...