APYs All of USAA’s savings accounts earn interest. The APY for USAA Savings and Youth Savings is just . However, Performance First earns 0.01% to 0.93%, depending on your balance.

According to the Federal Deposit Insurance Corp., that's an average rate of 0.41% on a traditional savings account, 1.77% on a 1-year CD, and 0.62% on a money market account.

The national average savings account rate is 0.38%, according to the FDIC. However, interest-bearing accounts can offer yields ranging from 0.01% to over 4.00%.

While you won't have to give up access to your funds the way you would with a CD, that accessibility feature is often outweighed by the much higher interest rate CD accounts come with, especially ...

The average savings account at an online bank delivers an annual interest rate of 3.6%, according to WalletHub research. Many high-yield savings accounts do better than that.

USAA serves members of the military, veterans and their families. If you qualify and are considering opening a savings account at USAA, you’ll need to understand the interest rates you could get ...