We get hit by the unexpected ... The best hedge against the unplanned is insurance. Although it isn’t fancy or glamorous, it does provide a safety net in case of accident or injury.

You may not have noticed it, but a butterfly or bee certainly has. It’s a strip of dirt and grass between a sidewalk and a ...

In any city, there are the paved roads, the defined lanes, the proper ways to get from A to B — and then there are the unplanned routes, impressions in the grass left by feet that have ...