To help you out on your next spending, CNBC Select details the best credit cards for shopping the essentials and maximizing those everyday purchases.

CNBC Select analyzed the pros and cons of Capital One credit cards using an average American's annual spending budget to find the best based on consumer habits.

To calculate the average overall credit card interest rate, we use a subset of those cards—excluding business, student, secured and corporate cards.

To get the federal EV tax credit, you have to buy a new and eligible electric car. Here are the currently available eligible vehicles.