1. If your card has been stolen by someone. 2. In case you have misplaced their credit or debit card. 3. In case of a PIN change request, an online transaction or an unauthorized ATM withdrawal.

A major advantage of using a credit card is that you’re not putting your own money upfront and can enjoy legal protections in case anything goes wrong. For instance, if a merchant bills you for ...

Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more. Making purchases with a credit card can be extremely convenient — until you're looking to receive a ...