The resumption of student loan repayments in 2024 is transforming the auto finance landscape, especially within the subprime credit segment ...

Earnest is a private lender that offers an auto pay discount and loans for anything from undergrad to law school.

Meanwhile, student loan balances hit a record $1.63 trillion, and now that past-due loans are hitting credit reports for the first time in five years, delinquencies are spiking.

As we move through the second half of 2025, it’s likely that some of the reported strength in the market tapers, as the year-over-year comparisons are tougher in the back half of the year.

COMMENTARY: Why rising student loan defaults are a boost for buy-here, pay-here dealerships Tuesday, Jun. 3, 2025, 10:11 AM BHPH United ...