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Social Security is one of America's most valued and important social programs, but unfortunately, it's facing a significant problem: The cost of the program is exceeding how much it's bringing in.

Social Security payments go out this month on a normal schedule. However, if you happened to have been overpaid by the Social Security Administration (SSA), your check may soon be a bit smaller.

Thankfully, Social Security is not in danger of going away completely. Each year, the Social Security Trustees release a report about the state of the program's finances.