I have $1.5 million in an IRA and another $1.5 million in a pension from which I can take a lump sum. I also am getting ...

Now two US senators, Republican Bill Cassidy of Louisiana and Democrat Tim Kaine of Virginia, have offered a bipartisan proposal to create a separate fund for Social Security, whose existing trust ...

Social Security is a major source of income for 74M Americans — but how far does the average check go? See average benefits ...

Topline: A law from 1935 that dictates how the Social Security trust fund invests its money could be causing the government to miss out on hundreds of billions of dollars of potential revenue each ...

Key Points Bear markets come and go. Retiring while your stock portfolio is down can be scary. Building a cash reserve can ...

A rapidly growing corner of Wall Street — private-equity and private-credit fund managers — wants to be part of John Q. Public’s retirement portfolio.

However, Social Security benefits are guaranteed, while market returns are not. You may rethink your retirement age. Today, you may have a rough idea of when you plan to retire.

Many seniors are hoping for a generous Social Security cost-of-living adjustment (COLA) in 2026. Initial data says that retirees are in for a disappointment. It's best to have retirement income ...

Contact the Social Security Administration: Once you notice discrepancies, contact the SSA. You can phone them at 1-800-772-1213 or make an appointment to visit your local Social Security office. 3.

According to the Social Security Administration, only around 6% of people earn over the wage base limit in a given year. That leaves a ton of people who will never qualify for the maximum benefit.

I have been a pension nerd since I was 20 years old. So I have been hearing for literally decades that the simple, magical ...