Workers are often advised to save for retirement so they have enough income to manage their bills later in life. But ...

Child and child-in-care benefits can't be claimed online, and it may make sense to work with a Social Security adviser in this scenario to make sure it is handled properly, Allen said.

Social Security benefits aren't just for ... A caretaker who hasn’t yet reached age 62—and is not yet eligible for benefits—may receive a child-in-care benefit equal to 50% of the receiving ...

Each year, the SSA increases Social Security benefits by a certain percentage to counteract inflation. For 2025, the SSA announced a COLA of 2.5% , translating to an average increase of $48 per month.

Social Security benefits for spouses equal up to 50% of their spouse's benefit. Required age and marriage length depend on if the filer is married or has a child.

So in a situation like the one above, your best bet is to visit your local Social Security office to make an appointment to file for benefits. You can also call 1-800-772-1213 to apply over the phone.

RosaCarranza has lived, worked and paid taxes in the U.S. legally for more than 30 years. She emigrated from El Salvador in 1991; in 2001, she received Temporary Protected Status.

Some 4.5 million children - primarily in California, Texas, and Florida - could lose access to the Child Tax Credit if a new budget proposal passes.

If you're claiming Social Security on your own earnings record and delay your claim past full retirement age, your benefits will increase 8% for each year you do so, up until your 70th birthday.