Many top issuers have additional restrictions that make it harder to get approved for a new card and/or earn a welcome offer, so it's important to know which bank has what rules before you apply.

After submitting a credit card application, you'll typically find out that you were approved on the spot. However, if you're denied, you should receive a letter within seven to 10 business days of ...

Using a credit card. The author of the post has taken issue with cash-back credit cards and wants to know why so many people are choosing to use them.

With Americans collectively sitting on record-high $11.5 trillion in tappable home equity as of June 2025, which explains why so many are turning to home equity lines of credit (HELOCs) to access ...

There’s a reason some people refuse to get themselves a credit card. Credit cards tend to have a bad reputation. And a big reason is that so many Americans are saddled with credit card debt. But ...

Answer: If you have a lot of cards, closing a few is unlikely to significantly hurt your credit scores as long as you do so strategically. A big chunk of your credit scores is determined by how ...

The reason why so many people are switching to cash-back credit cards is simply because they have better rewards programs than other cards and they offer significantly better incentives to switch ...