Refinancing helps reduce your monthly mortgage payments/ pay off your loan faster. But knowing when should you refinance your mortgage is just as important.

Preapproval helps you get an idea of what your homebuying budget should ... less than what you agreed to pay for it, the lender will adjust the amount it's willing to lend you. Requirements for ...

So CNBC Select asked Paula Pant, a financial expert and real estate investor, to break down what factors should ... you put down less than 20%, you'll be required to pay a monthly private mortgage ...

He could also see that we had the cash; it was sitting in our Vanguard municipal money market fund earning much less than our 2.875% mortgage ... if you have a cash need. Read more about the ...

None of this, of course, not even your parents playing the we-gave-birth-to-you card, necessarily means that you should ... to make mortgage payments, which would be smaller and more manageable ...