Our opinions are our own. Loyal Air Canada customers who can spend enough to make use of the card’s airline-specific benefits will get the most value out of the card.

This card offers excellent rewards — not to mention transfer partners — for an unbeatable price. It doesn't offer the perks of an airline- or hotel-branded card, though.

However, our opinions are our own. See how we rate credit score services to help you make smart decisions with your money. When you're looking to build or improve credit, it can be difficult to ...