Aly Lopez is a writer on the sleep team at CNET. She tests, researches and reviews everything sleep-related, from mattresses and bedding to sleep trends and hacks to sleep technology and supplements.

EHIC (European Health Insurance Card) and GHIC (Global Health Insurance Card) are free cards that give holders medical coverage when travelling abroad – within the EU and certain other countries ...

Credit card coverage also doesn’t include ambulance or medical bills following a crash, but your personal health and auto insurance policies probably do, according to the insurance institute.