Mindful purchasing means making thoughtful decisions before buying—asking yourself if you truly need the item, if it fits ...

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If you aren’t in that elite club, don’t despair. Plenty of Americans have really good credit. More than 20% of consumers have ...

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Your credit mix refers to the different types of credit accounts you have, including credit cards, loans, mortgages, etc., and it makes up 10% of your credit score.