Here's how to go about lowering your interest rate, so you have a better shot of getting on top of your credit card debt. Preparation is key to any successful negotiation. Begin by gathering ...

Below, Select explains the affect that the emergency rate cut has on your credit card. What does the Fed cut mean for your credit card? When the Fed cuts interest rates, variable rate credit cards ...

If you’d rather take a hands-off approach to managing your credit card rewards and simply earn a flat rate on your spending, 2% cash back is competitive for the market and worth it. What is the ...

Most credit cards charge holders a variable rate, and card issuers set the rate based on the prime rate. While it can take one to two billing cycles to take effect, credit card rates are expected ...