I wasn't chasing the elusive 850 credit score, but this one easy change got me there anyway. Here's what I did.

Getting a higher credit score may be faster and easier than you'd expect. Learn a proven method that could raise your credit score within one month.

Your credit utilization is 50%. As a general rule, if you use 30% or more of your credit, it will start to damage your credit score. Lower is better for credit utilization.

To break it down, the time it’ll take to raise your credit score depends on the reason your score needs boosting in the first place. If your score is low because you don’t have much credit ...

Your credit utilization ratio, aka how much you owe compared to your credit limits, makes up about 30% of your credit score. Ask for credit limit increases: ChatGPT explained this smartly.

One of the primary reasons credit cards exist is to facilitate purchases that you don’t want to pay for with cash or a debit ...

If your TransUnion score is 619 or below, consider using Credit Karma Money’s free Credit Builder tool to help raise it, says Courtney Alev, consumer financial advocate at Credit Karma.

Believing these common credit card myths could drag down your score. Learn the truth and build your credit the smart way.

A rejection of a loan does not hurt your credit score in and of itself—but repeat denials may affect your file.

Ironically, paying off a mortgage can lower your credit score because you no longer have the credit mix that FICO likes to see and the average age of your existing accounts, which accounts for 15% ...

NEW YORK, NY / ACCESS Newswire / February 9, 2025 / Debt can be a serious burden, and it's especially stressful when your credit score is low. If you're looking for ways to reduce your debt and ...

Even one missed due date can hurt your credit history more than you think. Here’s how much damage it can cause, and what you ...