To improve your credit score, strive to pay all your bills on time. Nothing dings your score like late payments. If you’re ...

Millions more Americans may soon have a shot at homeownership, thanks to a major shift in how credit scores are evaluated for ...

Not all mortgages are created equal. Learn the pros, cons and ideal use cases for today’s most popular home loans, so you can ...

You can qualify with as little as 3 percent down, but you’ll need to pay for private mortgage insurance (PMI) until you reach 20 percent equity in the home. Almost all lenders offer these loans.

The average rate on a 30-year U.S. mortgage rose for the second week in a row, another setback for the U.S. housing market, ...

More than 50% of homebuyers never look beyond one offer. Use our step-by-step guide to find the best and most cost-effective mortgage in 2025 — including tips for negotiating with lenders.

New guidelines from Fannie Mae allow their lenders to use the average of the co-borrowers' median credit scores to qualify for a mortgage. This can help applicants with lower scores.

Although interest rates on mortgages may trend lower in a recession, lending standards become tighter – making it more difficult to qualify for a mortgage. Historically, recessions don't always ...