Lenders aren't required to give you a mortgage just because you're pre-approved. Lenders may deny you if your financial situation or market conditions have changed.

Lenders assess your loan application based on two main things: your financial profile and your ability to repay the borrowed ...

USDA loans are mortgages backed or funded by the U.S. Department of Agriculture. Also called USDA rural development loans or rural housing loans, USDA home loans feature low or no down payments ...

The loan approval process can be a haunting experience, full of gremlins and “gotchas” that can jump out to derail your financing without warning. Applying for a loan? Here are a few scary ...

After they receive their loan approval letter, some folks run out and buy furniture for their new digs, taking on new debt in the process. Other buyers might purchase a new automobile on credit.