A policy renewal requires a living insured to form a valid insurance contract, the Sixth Circuit recently ruled. In Boby Davis, et al. v. Westfield Ins. Co., Case No. 21-2797 (6th Cir. Mar. 14 ...

Not every incident warrants a yes/no-type ruling. Let’s say, for example, you have a driver with 2 million accident-free miles with your company and that driver is considered your "top driver." ...

Coverage limitations in an automobile policy survived its renewal even though they were not listed on the renewal summary page, the 8th U.S. Circuit Court of Appeals held Thursday. Reuters, the ...