Is it worth it? The unsatisfying answer is: it depends. For some AirTalk listeners, pet insurance has been a lifesaver, and for others, the cost and bureaucracy hasn't been worth it.

Pet insurance can save you thousands on vet bills, but it doesn’t cover everything. Here are the key types of coverage and exclusions you need to know.

Pet insurance is typically billed monthly and can usually be canceled anytime. The average monthly pet insurance premium for accident and illness coverage is $56.30 for dogs and $31.94 for cats ...