There are also both business and personal credit cards with flat-rate rewards, such as 1.5% or 2% back on purchases. But no matter the rewards structure, ...

Small-business owners are natural risk takers; it’s inherent in the job description. But one gamble entrepreneurs should avoid is using personal credit cards for business purposes—a short-term ...

Business credit cards and personal credit cards have their share of similarities and differences. Find out what those are and how to pick the right card for you.

Business credit cards almost always come with rewards and perks that target business owners. Compared with a business card, personal credit cards may have lower credit limits but longer 0% APR offers.

Business vs. personal cards: Applications and welcome bonuses. As a general rule, you usually can't earn a welcome bonus from the same card more than once in your lifetime.

Some business credit cards could affect your personal credit reports and scores. However, each credit card company has its own policy when it comes to credit reporting.

Generally, business credit cards can affect your personal credit score with a hard inquiry when you apply for the card and with negative information if you don't make payments as agreed.

Using a business credit card follows the same best practices as managing personal credit cards. It's important to make timely payments, maintain low credit utilization rates, and limit the ...

Annual fee Rewards Reports activity to personal credit Reports to business credit bureaus; Ramp Card: $0: Up to 1.5% cash back on purchases: No, personal guarantee is not required ...

Even though these cards don’t look at your personal credit, they still require proof that your business is active and financially sound. Requirements may include: A U.S.-based business bank account ...

CNBC Select rounds up the easiest business credit cards to qualify for even if you have poor personal credit or limited credit history. Easiest Business Credit Cards to Get of July 2025 ...

For instance, Capital One limits the total number of credit cards you can have with them to five. That includes personal and business cards. With Chase, you can’t qualify for a new card if you ...