Dhara Singh is a personal finance writer with more than 300 articles published online on topics related to personal loans, mortgages, and retirement. Her work has been published on major financial ...

Say an appraiser values your home at $350,000. You’re still paying off a mortgage on that home, which has a balance of $100,000. If you subtract $100,000 from $350,000, you get $250,000 — this ...

Many banks, credit unions and online lenders offer $10,000 personal loans to qualifying borrowers. When you borrow a $10,000 loan, you’ll receive a lump sum up front and pay it back monthly over ...

Cosigning a loan is a good way to help out someone in your life who is struggling to get one — whether a student or personal loan — on their own terms. This may be because they do not meet the ...

In general, personal loan rates are almost always lower than the interest on a credit card, but they can still add substantial costs to your borrowed amount. You can find a wide range of ...

5-year personal loan rates Today, the rate for a five-year personal loan sits at 19.23% — a fall from last week’s 20.95%, according to data from Credible.

Taking out a personal loan too hastily could lock you into unfavorable terms with an untrustworthy lender. These are the questions to ask before signing on the dotted line.