The ubiquity of PayPal checkout means you'll have many chances to snag a high rewards rate. Non-PayPal purchases, though, earn a less-spectacular rate, and the card lacks a few key features.

Sezzle offers "buy now, pay later ... when you check out with Sezzle online or in the Sezzle mobile app. There may be a few payment plans to choose from, including Pay in 4, Pay in 2 and Pay ...