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For example, open banking is the engine behind the rapid growth in “buy now, pay later” offerings. Many websites display a BNPL option (such as PayPal’s Pay in 4), and shoppers who click on it are run ...

To pay for online purchases using PayPal, the company lets you check out by logging in to your account and skip plugging in your financial, billing and shipping information on a retailer's site.

Pros PayPal Credit offers a longer, interest-free repayment period of six months No fees with the Pay in 4 option Won’t affect credit for the initial inquiry Credit line can be used online or in ...