Here are some of the best CD rates by term today: 6-month CD rates Bread Savings — 4.45% APY Limelight Bank — 4.45% APY Bank5 Connect — 4.40% APY 1-year CD rates Popular Direct — 4.40% APY ...

Bread Savings 1-year CD: 5.20% APY Synchony Bank 6-month CD: 5.00% APY CIT Bank 6-month CD: 5.00% APY Compare even more of the best CD rates right now to get the most from your savings.

Why a long-term CD is better: Just compare the potential rates. You can get a 4.20% rate on a 3-year CD and a 4.35% rate on a 5-year CD now - that's 876% and 911% better than what traditional ...

Right now, CD rates generally top out around 4.50%, according to Bankrate, while money market account rates are around 4.46% or lower.

If history's any indication, now's the time to lock in a CD rate before interest rates fall later this year. Find out how you can earn 4.00% APY for the next year.

With some CD interest rates topping out over 5%, if you have a lump sum that you can set aside in a CD, you’ll be guaranteed that high rate of return by the time your CD matures.

CD rates are at record levels not seen since at least 2009, with dozens of options paying an annual percentage yield (APY) of at least 5.00% and reaching as high as 5.35%.