What Is a Fixed-Rate Certificate of Deposit? A Fixed-Rate Certificate of Deposit, often referred to as a Fixed-Rate CD, is a type of time deposit offered by banks and credit unions. When an individual ...

A certificate of deposit (CD) is a type of savings account that holds money for a period of time with a fixed interest rate. They’re a safer investment than stocks ...

Dan was a writer on CNET's How-To and Thought Leadership teams. His byline has appeared in The New York Times, Newsweek, NBC News, Architectural Digest and elsewhere. He is a crossword junkie and is ...

CDs offer higher interest rates than savings accounts if you can lock in money for set periods. Creating a CD ladder allows flexible access while benefiting from long-term rates. CDs are insured by ...

APY isn't the only thing to consider when choosing a CD. Here's how to find the right fit for your funds. Danni Santana spent nine years as an editor and business journalist covering industries ...

When a CD reaches maturity, you have a few options Matt Webber is an experienced personal finance writer, researcher, and editor. He has published widely on personal finance, marketing, and the impact ...

Like traditional and high-yield savings accounts, certificates of deposit — commonly referred to as CDs — are another type of account that banks and credit unions offer to customers who want to set ...

It's a choice between immediate access and delayed gratification Andrew Martins is an award-winning journalist who has performed thousands of hours of research on small business products and services ...

Savers may want to lock in high interest rates for the long haul before they likely head lower later this year. But is 100 years too long? Concord, New Hampshire-based Walden Mutual Bank is finding ...

You can automatically renew your CD through most banks by doing nothing during the grace period, though this isn’t always the best option. Banks typically provide a 7 to 10-day grace period after CD ...