Assess spending rate People who have just retired or are about to do so are vulnerable to sequence-of-returns risk, which means that a bad market shows up early in retirement.

Brian LaMarre spent 17 of his more than 30-year-career leading NWS Tampa in Ruskin. He took a voluntary retirement when it was offered in April.

The average monthly benefit for retired workers in December 2024 was $1,975. That equals an annual income of $23,700, which may not be enough to sustain a household.

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Discover showtimes, read reviews, watch trailers, find streaming options, and see where to watch The Paradise of Thorns (2025). Explore cast details and learn more on Moviefone.