A point of service (POS) health insurance plan allows you to get out-of-network care at a higher cost than in-network care. Here's how POS health insurance plans work.

Discover the key differences between POS and PPO health insurance plans with our straightforward comparison guide. Make informed decisions for your healthcare coverage needs.

Unlike POS insurance plans, some HMO policies require beneficiaries to live or work within their service areas to be eligible for coverage, which can limit access to the plans. HMOs are known for ...

Watch out for limited-benefit plans. MultiPlan and PHCS both provide networks of medical providers to what are called limited-benefit health insurance plans. Even though MultiPlan provides the ...

Many large health plans have used MultiPlan systems to take in claims for plan participants who received care from out-of-network providers. MultiPlan decided how much the plans paid the providers ...

Enrollment season for health insurance is under way. And millions of Americans are attempting to make important decisions about health care plans. But for most people, choosing the best plan that ...

Lawmakers are zeroing in on MultiPlan, a firm that has helped insurers cut payments while sometimes leaving patients with large bills. By Chris Hamby Chris Hamby has been investigating the ...

MultiPlan, based in New York, estimates that its reach extends to more than 100,000 health plans covering more than 60 million people. Chris Hamby is an investigative reporter for The Times, based ...