During the last three years, mortgage rates have been on the rise. In early 2022, the average 30-year fixed rate was 4.72% and the 15-year fixed rate was 3.91%. Rates reached a recent peak in late ...

Today's average mortgage rates on July 15, 2025, compared with one week ago. We use rate data collected by Bankrate as reported by lenders across the US.

Today's average mortgage rates on July 28, 2025, compared with one week ago. We use rate data collected by Bankrate as reported by lenders across the US.

This dramatic increase reflects both a surge in mortgage rates—from 3.8% in June 2019 to 6.82% in June 2025—and a 37.8% increase in median listing prices during the same period.

30-Year Refinance Rates Climb 0.41% Currently, the average rate for a 30-year, fixed-rate mortgage refinance is 6.84%, up 0.41% from last week. Borrowers with a 30-year, fixed-rate mortgage of ...

Check our interactive map to find today's 30-year mortgage rate average for any U.S. state. Right now, the cheapest states are New York and California.

Mortgage rates snapped a five-week streak of declines and ticked up on Thursday, following a strong jobs report that dramatically reduced the odds of a Federal Reserve rate cut this month.

The average interest rate for a standard 30-year fixed mortgage is 6.74% today, up 0.04% from seven days ago. The average rate for a 15-year fixed mortgage is 5.93%, which is an increase of 0.07% ...

Mortgage rates increased on Thursday for the second week in a row, on the heels of June inflation data that showed consumer prices surging to a four-month high. The average rate on 30-year fixed ...

The average rate on 30-year fixed home loans increased to 6.72% for the week ending July 10, up from 6.67% last week, according to Freddie Mac. Rates averaged 6.89% during the same period in 2024.

This dramatic increase reflects both a surge in mortgage rates—from 3.8% in June 2019 to 6.82% in June 2025—and a 37.8% increase in median listing prices during the same period.