If you’re a first-time homebuyer who hasn't saved enough to make a large down payment or are concerned you might not qualify for a conventional home loan, a Federal Housing Administration (FHA ...

In this difficult housing market — with high mortgage loan rates and a dearth of home sellers because so many are locked in with much lower interest rates — the spread between the 30-year and ...

Whether you’re buying your first or fifth home, an FHA loan can make it easier to afford a mortgage. These loans typically have lower down payment and credit score requirements compared to ...

Regulators have opted to remove mortgage loan-to-income limits for lenders with a residential loan book of less than £150 million – meaning more smaller lenders don’t have to abide by the rules.

Mortgage application activity managed a modest increase last week despite slightly higher rates. The Mortgage Bankers Association’s (MBA) weekly survey showed a 0.8% rise in the seasonally ...

Home Loan Rates Inch Higher for Borrowers: Mortgage Interest Rates Today for July 21, 2025 Experts say homebuying activity will increase as mortgage rates fall, but that might not happen for a while.

The terms of your mortgage will impact your financial health for years, so it is essential to choose a loan that aligns with both your immediate needs and long-term goals.

Mortgage application activity bounced higher last week following a drop in rates to the lowest levels in 3 months. The Mortgage Bankers Association’s (MBA) weekly survey showed a 9.4% increase ...

Mortgage lenders can now use the VantageScore 4.0 model when originating loans backed by Fannie Mae and Freddie Mac, which amount to nearly half of recent mortgage originations.

Best USDA loan lenders of August 2025 USDA loans are zero-down-payment mortgages for buyers in approved rural and suburban areas.