For example, if you need a mortgage with flexible credit score requirements and a low minimum down payment, you might consider a loan backed by the Federal Housing Administration (FHA).

For example, if you have 20 years left on your current mortgage and you refinance into a 30-year loan, your monthly payment should go down. Keep in mind, though, that refinancing into a longer ...

If you’re planning to get a loan for a vacation home, your mortgage lender will require homeowners insurance. Premiums vary depending on the property’s type and location. For example ...