Here's how inflation, high interest rates and market uncertainty are impacting housing affordability this summer.

Many experts recommend having the equivalent of six months’ worth of mortgage payments in a savings account, in addition ...

Some people still think you need 20% down to be approved for a mortgage. But the average down payment in 2024 was 9% for first-time buyers and 18% for borrowers overall. Because they're backed by ...

The regulator’s data shows that in 2024, more than two-thirds (68%) of first-time buyers borrowed for terms of 30 years or ...

The homebuying process can be nerve-wracking, especially if you have bad credit. Lenders typically want to see at least a 620 FICO score for a conventional mortgage, but some will consider ...

For example, if you need a mortgage with flexible credit score requirements and a low minimum down payment, you might consider a loan backed by the Federal Housing Administration (FHA).

Last year, mortgage rates were supposed to go down a lot. But in spite of some big drops in the fall of 2024, rates ended the year close to where they started. What will happen in 2025? Most ...

MORTGAGE lenders have been slashing rates, with two-year deals now at the lowest they’ve been in almost three years. The ...

AGNC Investment Corp. is such a mortgage REIT play with over 15% yield paid monthly. Click here to read what makes AGNC stock ...

Santander has improved its new-build affordability policy so homemover and first-time buyer clients can borrow more.