Monthly payments or a lump sum? This is often times the “million-dollar question” for those in the workforce who still have ...

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A CFP must complete coursework, pass an exam, adhere to the CFP Board code of ethics ... a financial planner who charges a flat monthly or annual rate may be a more prudent option.

Dock David Treece is a former licensed investment advisor and member of the FINRA Small Firm Advisory Board. His focus is ... financial advisor and financial planner are often used interchangeably ...