A mortgage statement is a document containing the latest details about your loan, including your monthly payment. The law requires your mortgage lender or servicer to send you statements for each ...

If you use credit cards for convenience, repay your balance before your monthly statement is issued to lower your credit utilization ratio. Is it harder to qualify for a 15-year mortgage?

"With borrowing costs elevated, buyers can take steps to reduce their housing expenses by securing a lower mortgage rate," ...