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If you're building a startup, how you handle your cash can shape everything from your runway to your peace of mind.
The Odessa American is the leading source of local news, information, entertainment and sports for the Permian Basin.
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8 basic steps for building a budget

Make a place in your budget for savings. You can set aside money from each take-home pay period and use some funds from holiday bonuses, cash gifts and tax returns toward saving as well.
Set aside 30 minutes this month for a reflective conversation about money before you make your next monthly budget. Use one prompt like: What was money like in your home growing up?
Learn the psychological reasons behind the cashless effect and get practical strategies to stay in control of your finances ...