Credit cards can be powerful tools for building a strong, reliable credit profile. A higher credit score won’t just improve your ability to get a new credit card, it will also affect the rates ...

For example, if you have a credit card with a $1,000 limit and you spend $400, you’ll still have access to the remaining $600. If you make a payment of $400, you’ll have access to the full ...

Depending on the scoring model used, a good credit score falls between the following ranges: FICO: 670 to 739; ... Find the card that offers the right rates and rewards for you.